Tap into the EQUITY YOU'VE BUILT in your HOME & gain a financial EDGE. Use it for HOME REPAIRS & RENOVATIONS, funds for education, auto repairs... to pay for nearly anything!


Current Rates

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Service
  • Convert the equity in your home into cash you can use (Up to 80%)
  • Competitive RATES for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • Multiple term options that work uniquely for you
  • The interest paid might be tax deductible1
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

*APR=Annual Percentage Rate. 1Consult a tax advisor.


Bank Your Way 24/7/365
Telephone Teller • Online Banking • Mobile Banking

Electronic Banking

Worcester Credit Union is INSURED by National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above NCUA limits are fully insured by MSIC.

WCU Partners with Mass Save HEAT Loans - learn more