Vehicle Loans & Refinancing*

  • Competitive, fixed and variable rates on new or used vehicles
  • Refinance your current vehicle to potentially lower your rate
  • Find and finance recreational vehicles like boats or ATVs
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Motorcycle Loans & Refinancing

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Boat and RV Loans

  • Competitive, fixed rates on new or used recreational vehicles
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current recreational vehicle to potentially lower your rate
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Personal Loans - fund almost any dream or goal

  • Competitive rates for a wide variety of personal needs
  • Repayment terms customized to fit your needs
  • Secured and unsecured options available
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Personal Lines of Credit

  • Open a flexible line of credit with accommodating terms
  • No need to apply for separate installations
  • Quick, local decision-making and processing
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Secured Loans

  • Secured personal loans for nearly any need
  • Use on airfare, auto repairs, education, and so much more
  • Avoid adding to long term credit card debt
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Credit Builder Loan

  • Improve your credit score and build your savings in the process
  • Borrowed amount is deposited into a savings account
  • Build a relationship with us and use it to finance future needs
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Mass Save HEAT Loan - 0% APR

Boost your home’s energy efficiency — and its value.

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Bank Your Way 24/7/365
Telephone Teller • Online Banking • Mobile Banking

Electronic Banking

Worcester Credit Union is INSURED by National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above NCUA limits are fully insured by MSIC.

WCU Partners with Mass Save HEAT Loans - learn more