Auto Loans

  • Competitive, fixed and variable rates on new or used vehicles
  • Refinance your current vehicle to potentially lower your rate
  • Find and finance recreational vehicles like boats or ATVs
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Motorcycle Loans

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Small Recreational Vehicles

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Boat and RV Loans

  • Competitive, fixed rates on new or used recreational vehicles
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current recreational vehicle to potentially lower your rate
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Personal Term Loans

  • Competitive rates for a wide variety of personal needs
  • Repayment terms customized to fit your needs
  • Secured and unsecured options available
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Personal Lines of Credit

  • Open a flexible line of credit with accommodating terms
  • No need to apply for separate installations
  • Quick, local decision-making and processing
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Secured Loans

  • Secured personal loans for nearly any need
  • Use on airfare, auto repairs, education, and so much more
  • Avoid adding to long term credit card debt
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Credit Builder Loan

  • Improve your credit score and build your savings in the process
  • Borrowed amount is deposited into a savings account
  • Build a relationship with us and use it to finance future needs
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Member Assistance Loan

  • Limited time loans for members going through uncertain times
  • Must be a member in good standing for at least 30 days to apply
  • Minimum credit score of 620 required
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Mass Save Loan

Boost your home’s energy efficiency — and its value.

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Bank Your Way — At a Branch or On the Go

Electronic Banking

Worcester Credit Union is insured by both National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above the NCUA limits are fully insured by the MSIC.