No matter what your mortgage is, we can refinance it into this 10 year special.*


Key Features

  • Competitive Rates
  • Free Pre-Approval
  • Fast, Local Service


  • Current rate, as low as 5.95%*
  • 10 Year Term
  • We can REFINANCE any owner occupied, single family home (non Worcester CU Loan up to $725,200)
  • Easy process, we're here to help you! APPLY Now!

*APR = Annual Percentage Rate. Credit Score must be 720 or higher. Debt to Income <43%. Loan to Value no greater than 60%. There will be a $600 (non-refundable) Application Fee. Current Worcester Credit Union loans NOT eligible. Other restrictions may apply. Membership eligibility required. At a 5.95% interest rate, the APR for this loan type is 7.33%, as of 6/25/24.

The monthly payment would be $110.77 per $10,000 borrowed.

A $600 Application fee is required and is non-refundable. Early termination fee of $500 will be assessed if the loan is paid off and closed within the first 36 months. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.


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Electronic Banking

Worcester Credit Union is INSURED by National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above NCUA limits are fully insured by MSIC.

WCU Partners with Mass Save HEAT Loans - learn more