No matter what your mortgage is, we can refinance it into this 10 year special.*


Key Features

  • Competitive Rates
  • Free Pre-Approval
  • Fast, Local Service


  • We will only lend out $3M. Once we hit that threshold, the special will end.
  • Owner occupied, single family

*APR = Annual Percentage Rate. Credit Score must be 680 or higher. Debt to Income >43%. Loan to Value no greater than 70%. There will be a $299 Application Fee. Current Worcester Credit Union loans NOT eligible. Other restrictions may apply. Membership eligibility required. At a 1.99% interest rate, the APR for this loan type is 2.026%. The monthly payment schedule would be 119 payments of $1,609.25 and 1 payment of $1,606.79 at an interest rate of 1.99%. This payment schedule is based on a $175,000 loan on a $250,000 property in Worcester county, MA. $299 application fee required and early termination fee of $500 if paid off within 36 months. If an escrow account is requred or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

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Worcester Credit Union is insured by both National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above the NCUA limits are fully insured by the MSIC.