No nickel-and-diming members here. Access your hard-earned money surcharge-free across the country with MoneyPass® or SUM®.

Worcester Credit Union is part of two surcharge-free ATM networks. Enjoy free and convenient ATM access across the country — even the world.

SUM® Network

  • 7,500 SUM Network ATMs nationwide
  • Find ATMs using their online locator
  • Download their free ATM locator app for iPhone® or Android


  • Surcharge-free ATM access nationwide, via the MoneyPass network
  • Over 32,000 MoneyPass ATMs available nationwide
  • ATMs located where you live, work, and travel
  • Includes Walmart MoneyCenter® Express ATMs nationwide
  • On-site surcharge-free ATMs available at all Worcester CU branch locations

Worldwide Networks

  • Get fast cash at NYCE®, at a Mastercard® ATM Network accepting the Mastercard, and Cirrus® brand locations across the country and around the world

Bank Your Way 24/7/365
Telephone Teller • Online Banking • Mobile Banking

Electronic Banking

Worcester Credit Union is INSURED by National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above NCUA limits are fully insured by MSIC.

WCU Partners with Mass Save HEAT Loans - learn more