Competitive low MasterCard Credit Card with free balance transfers at 0%APR* for first 6 months. APPLY TODAY

Checks & cash are a thing of the past. Use our convenient, competitive LOW RATE MasterCard® to make any purchase — online or offline. Plus, FREE balance transfers!


Access your MasterCard® Account   Login to DX Online

24/7 MasterCard account access with DX Online! Simply login to MasterCard DX Online and get secure access to all of your Worcester CU credit card information.  

MasterCard® - LIMITED TIME Special!

  • FREE Balance Transfers   APPLY NOW
  • Low introductory 0% APR*for first 6 months
  • Fixed rate after intro of just WSJ Prime + 5.25% APY
  • Same great, low-rate for purchases, cash advances & balance transfers
  • No annual fees
  • No cash advance fees
  • Transfer existing balances FREE
  • Credit limits as high as $15,000
  • Access to cash via ATMs worldwide
  • DX Online provides convenient 24/7 viewing of online of account activity and balances
  • Added security of EMV Chip technology
  • Added protection – Credit Life & Disability and Complimentary Travel & Accident

*APR = Annual Percentage Rate. Six-month 0% APR balance transfer offer for new cardholders only. After six months, 0% APR balance transfer rate converts to, as low as WSJ Prime plus 5.25% or higher, as of 1/31/24, currently 13.75% variable APR. Current Worcester CU MasterCards not eligible for 0% balance transfer rate. All loans are subject to credit approval. The fee associated with foreign transaction converted to US currency is 2%, the fee associated with transactions in US dollars completed outside the US is 0.80% WCU reserves the right to discontinue this promotion at any time without notice.  Rates are variable, tied to WSJ Prime Rate, and can change monthly. Other restrictions may apply. Actual rate based on creditworthiness criteria.

Bank Your Way 24/7/365
Telephone Teller • Online Banking • Mobile Banking

Electronic Banking

Worcester Credit Union is INSURED by National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above NCUA limits are fully insured by MSIC.

WCU Partners with Mass Save HEAT Loans - learn more