Big plans. Real possibilities.
No-interest financing for qualified energy-efficient home improvements for municipal light plant (MLP) customers.
What is the DOER Z-Loan?
The Department of Energy Resources’ (DOER) Z-Loan provides a no-interest financing opportunity for qualified energy-efficient home improvements for municipal light plant (MLP) customers.
What Does the Z-Loan Cover?
- Heat
Pumps - Heat Pump
Water Heaters - Insulation
Improvements - Weatherization
Barriers
Loan Terms
- Interest Rates
0% - Loan Cap
$25,000 - Term Length
5 years - Property
Owner-occupied
1-4 unit
Z-Loan Eligibility Requirements
- Residential customers must receive electric service from an MLP and heat their home with electricity from an MLP, gas from a municipal gas company, or delivered fuel such as oil or propane.
- Before beginning any upgrade work, a qualifying home energy assessment must be completed; only measures identified in the assessment are eligible for financing.
- Applicants must submit the assessment report, an itemized contractor invoice, and confirmation of MLP electric and home-heating service.
- Loan approval is subject to a credit check and membership eligibility.
- Loan disbursement will be issued in a two-party check to both the homeowner and contractor.
Every Project Must
- Be recommended through a qualifying assessment
- Comply with federal EE RLF Program Requirements
- Undergo post-installation verification
- Be completed by a licensed contractor
How Do I Apply for a Z-Loan
- Schedule an Assessment
Through ENE - Sustainability or NextZero. - Get a Proposal
Work with a contractor after the assesment - Get Authorization
Visit www.myz-loan.com and apply for authorization - Apply
Submit loan application and required documents
