Home Loans

Home Mortgage Loans

  • Competitive rates for home purchase, refinance, or construction
  • Helpful loan advisors who know the local real estate market
  • Pre-approval and refinancing available
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10 Year Mortgage

  • Finance your home with a 10-year mortgage
  • Pay off your loan balance more quickly than other financing programs
  • Fixed principal and interest payments through the full term
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Edge Home Equity Loans

  • Tap the equity you’ve built to finance practically any need
  • The existing equity in your home is used as collateral backing
  • The interest paid might be tax deductible1
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Edge Home Equity Lines of Credit (HELOC)

  • Convert your home’s equity into ongoing, affordable financing
  • Use it to cover nearly any need, big or small
  • Funds available anytime without reapplying
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Bank Your Way — At a Branch or On the Go

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Worcester Credit Union is insured by both National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above the NCUA limits are fully insured by the MSIC.