Home Loans

Home Mortgage Loans

  • Competitive rates for home purchase, refinance, or construction
  • Helpful loan advisors who know the local real estate market
  • Pre-approval and refinancing available
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First Lien Equity Loan

  • Finance your home with a 10-year mortgage
  • Pay off your loan balance more quickly than other financing programs
  • Fixed principal and interest payments through the full term
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Edge Home Equity Loans

  • Tap the equity you’ve built to finance practically any need
  • The existing equity in your home is used as collateral backing
  • The interest paid might be tax deductible1
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Edge Home Equity Lines of Credit (HELOC)

  • Convert your home’s equity into ongoing, affordable financing
  • Use it to cover nearly any need, big or small
  • Funds available anytime without reapplying
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Bank Your Way — At a Branch or On the Go

Electronic Banking

Worcester Credit Union is insured by both National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above the NCUA limits are fully insured by the MSIC.