A solid credit score is crucial throughout life. Get yours in the green with a loan that builds savings in the process.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Service
  • Improve your credit history, all while growing your funds
  • Borrowed amount is deposited into a savings account
  • Loan amounts of $500 – $2,000
  • Terms of 12 to 24 months
  • Set a goal and establish an affordable monthly payment
  • Your payments will be reported to the credit bureau monthly, which establishes a positive credit history of on-time payments1
  • All proceeds from the loan are held in account for the duration of the loan
  • Access your savings once the loan term is complete
  • Build a relationship with your lenders that you can leverage in future financial decisions

1On-time payments are those received by Worcester Credit Union on or before the payment due date for the full scheduled payment amount.

Bank Your Way 24/7/365
Telephone Teller • Online Banking • Mobile Banking

Electronic Banking

Worcester Credit Union is insured by National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above NCUA limits are fully insured by MSIC.

WCU Partners with Mass Save HEAT Loans - learn more