A solid credit score is crucial throughout life. Get yours in the green with a loan that builds savings in the process.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Service
  • Improve your credit history, all while growing your funds
  • Borrowed amount is deposited into a savings account
  • Loan amounts of $500 – $2,000
  • Terms of 12 to 24 months
  • Set a goal and establish an affordable monthly payment
  • Your payments will be reported to the credit bureau monthly, which establishes a positive credit history of on-time payments1
  • All proceeds from the loan are held in account for the duration of the loan
  • Access your savings once the loan term is complete
  • Build a relationship with your lenders that you can leverage in future financial decisions

1On-time payments are those received by Worcester Credit Union on or before the payment due date for the full scheduled payment amount.

Bank Your Way — At a Branch or On the Go

Electronic Banking

Worcester Credit Union is insured by both National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above the NCUA limits are fully insured by the MSIC.