Easily link a line of credit to your checking account. Not only does it protect from overdrafts, it can be used as an instant loan for any purpose.

Rates

Key Features

  • Competitive Rates
  • Anytime Funds
  • Quick Decisions
  • Local Service
  • Competitive rates for several ongoing needs
  • Not available for business loans
  • Lines of up to $5,000 available
  • Links to your checking account
  • No annual or application fees
  • Accommodating repayment options:
    • Minimum 3.00% of balance at time of advance
    • Payments are fixed until next advance
    • A new monthly payment will be calculated at that time
  • Conveniently meet needs as they arise; no need to apply for separate installations
  • Funds easily available in-person or via phone transfers to a specified Worcester CU checking account
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Bank Your Way — At a Branch or On the Go

Electronic Banking

Worcester Credit Union is insured by both National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above the NCUA limits are fully insured by the MSIC.