Unlike other investments, our Share Certificates (CDs) guarantee you a return. Choose a term, get a rate, and start saving with certainty.

Current Rates   |   Calculator

Key Features

  • Competitive, Fixed Rates
  • Guaranteed Earnings
  • No Setup or Maintenance Fees
  • Competitive, fixed rates that are higher than standard savings rates
  • Receive higher rates by selecting a longer term
  • Provides a stable return
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 3 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open1

1Please request or view current rates and fee schedule for complete details.

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Worcester Credit Union is INSURED by National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above NCUA limits are fully insured by MSIC.

WCU Partners with Mass Save HEAT Loans - learn more