Limited time Share Certificate Special 17-month at 3.50% APY effective 11/7/22*APY = Annual Percentage Yield effective 11/7/22. New Money Only is defined as deposits and investments not previously held by Worcester Credit Union. Share Certificates specials require ‘new money’ and are limited to one special account/term per owner by TIN. Share Certificate $500 minimum deposit required and penalty for early withdrawal. Stated minimum opening deposits are the minimum balances required to receive stated APYs. Share Certificates greater than 12 months, interest is paid annually. Membership requirements apply and rate is subject to change or be withdrawn without notice.

Unlike other investments, this one guarantees you a return. Choose a term, get a rate, and start saving with certainty.

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Key Features

  • Competitive, Fixed Rates
  • Guaranteed Earnings
  • No Setup or Maintenance Fees
  • Competitive, fixed rates that are higher than standard savings rates
  • Receive higher rates by selecting a longer term
  • Provides a stable return
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 3 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open1

1Please request or view current rates and fee schedule for complete details.

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Worcester Credit Union is insured by National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above NCUA limits are fully insured by MSIC.

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