*APY = Annual Percentage Yield. New Money Only is defined as deposits and investments not previously held by Worcester CU (balances before offering will be reviewed and any amounts withdrawn upon start of special offerings will not qualify for special offers). Penalties apply for early withdrawals. Share Certificates that are greater than 12 months the interest will be paid annually and/or maturity. Membership requirements apply and rate is subject to change without notice. Requires active Worcester CU checking account with Direct Deposit. Share Certificate Specials are limited to one special account/term per owner by TIN. Any amount withdrawn from a Worcester CU account prior to special offering and brought in as ‘new money’ will not be eligible for special offers. Early close out of existing Share Certificates also do not qualify for special offers.

Unlike other investments, our Share Certificates guarantee you a return. Choose a term, get a rate, and start saving with certainty.

Current Rates   |   Calculator

Key Features

  • Competitive, Fixed Rates
  • Guaranteed Earnings
  • No Setup or Maintenance Fees
  • Competitive, fixed rates that are higher than standard savings rates
  • Receive higher rates by selecting a longer term
  • Provides a stable return
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 3 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open1

1Please request or view current rates and fee schedule for complete details.

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Worcester Credit Union is INSURED by National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above NCUA limits are fully insured by MSIC.

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