Car repairs, cosmetic surgery, your yearly vacation — find financing for nearly anything, whatever the need, whatever the reason.


Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Service
  • Personal loans for nearly any need:
    • Airfare
    • Emergency expenses
    • Cosmetic surgery
    • Auto repairs
    • Landscaping
    • And so much more
  • Use your savings as collateral
  • Secured savings continues to earn dividends
  • Terms up to 72 months for qualified buyers
  • Avoid adding to long term credit card debt
  • Safe way to build your credit
  • Repayment terms customized to fit your unique needs
  • Quick, local decision-making and processing

Secured Loan Options

For a lower rate, take advantage of our secured loan options — we can hold funds in a savings or Certificate of Deposit account while the loan is paid back. The deposits still earn interest at the regular rate, while the loan rate is just 3.00% above the deposit rate. For example, if your Certificate of Deposit is earning 0.90% APY*, your loan rate would be only 3.90% APR*!

*APY = Annual Percentage Yield, APR = Annual Percentage Rate

Bank Your Way 24/7/365
Telephone Teller • Online Banking • Mobile Banking

Electronic Banking

Worcester Credit Union is insured by both National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above the NCUA limits are fully insured by the MSIC.