At Worcester Credit Union, our goal is to give members access to competitive, affordable mortgage products with local and reliable customer service. It’s no small task to find a lender who will help you find an affordable mortgage that fits your needs. Buying a new home or refinancing your current mortgage? We’ve expanded our mortgage options through Member Advantage Mortgage, while maintaining the personal service you’ve come to expect.Apply Now
Quick and Easy Application & Approval
You can apply for a mortgage anywhere at any time, online, in person, or over the phone. Want someone to come to your home or office? Need an appointment in the evening or on the weekend? No problem. View available appointments with a Member Advantage Mortgage Consultant and select one that best suits your schedule.
Pre-approval is easy and costs you nothing.
We know that once you’ve found the right home, you want to close the deal fast. With our quick closings, you’ll be moving in before you know it.
Wide Range of Products
Along with our traditional fixed and variable rate products, we also offer VA and FHA Loans.
Escrow Taxes & Insurance
Through Member Advantage Mortgage, we offer the ability to escrow real estate taxes, homeowners insurance, and private mortgage insurance (PMI). You can make one convenient monthly payment to cover all your mortgage-related expenses quickly and easily.
Retire Your Mortgage – when you retire.
If you want to have your mortgage paid off when you retire or even sooner, we can refinance your existing mortgage at a low, fixed rate with NO CLOSING COSTS for a flexible term of your choosing, up to 10 years. Plus you’ll receive the outstanding local and personal service you have come to expect.
» save money with lower, fixed rates
» flexible terms – 5 & 10 years – you choose
» no closing costs
» your mortgage paid off, sooner
» conveniently apply now online
Fill out the Retire Your Mortgage application online and pay off your mortgage on a date you want and be DONE!Apply Now
(Effective: Sat. December 16, 2017)
*Annual Percentage Rate. Monthly payments – $9.65 a month for each $1,000 loan amount at 2.99% APR for a 10 year term. Rates and approval depend on credit worthiness and other qualifications. All rates, terms and conditions are subject to change without notice.