Added Value Services

FREE Online Banking and Bill Pay

LOGIN to Online Banking

Whether you are at home, work, or on the road, Worcester Credit Union is there for you 24 hours a day, 7 days a week. You can manage all of your accounts anywhere you have Internet access. View updated balances and transactions, pay bills quickly and conveniently, transfer funds, and even view copies of checks.

Get the convenience of FREE Online Bill Pay through online banking, it’s the easy… fast… and secure way to pay all your bills in one place. It’s a great way to manage your payments. Features include:

  • Pay virtually anyone in the U.S.
  • Easily group similar payments, like utilities, cable & phone
  • Set email reminders for bills ready or payments due
  • Take advantage of the automatic, recurring payment feature for things like mortgages or car payments
  • See everything at a glance! The Payment Center lets you make payments and view pending payments, recent payments, and bill reminders all on the same screen

  
Sign up for Online Banking & Bill Pay


Paperless e-Statements

Mobile Banking with the WCU iMobile App

Access your Online Banking accounts anywhere, anytime with our  iMobile Mobile App for iPhone, iPad or Android!

With Mobile Access, you can stay on top of your finances anywhere you have mobile data coverage. Use your cell phone or other compatible mobile device to view account balances, transfer funds, or schedule bill payments whenever it’s most convenient for you. Learn more and download the app to get started.

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Debit MasterCard

Debit Card

Debit Card

The FREE Debit MasterCard, available with our Checking accounts, offers unparalleled purchasing power and convenience. Use it to make purchases wherever MasterCard is accepted, or use it for fast cash at NYCE®, at a MasterCard® ATM Network accepting the MasterCard and Cirrus® brand locations across the country and around the world. To apply for a Debit MasterCard visit a WCU branch.

If your debit card is lost or stolen, please report it as soon as possible.
During Business Hours: (508) 853-9966
After Hours: Lost or Stolen in the US: 1-800-264-5578
International Lost or Stolen (Can Call Collect): 1-412-552-2698

Telephone Teller

Manage your accounts around-the-clock, from anywhere, with our 24-Hour Telephone Teller Service. Simply call 1-888-621-2295 and check account balances, transfer funds, or review the latest deposit and loan rates.

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Shared Branches – Click and Find One Nationwide

CO-OP Shared BranchShared Branching is a network of credit unions that have united to create shared service centers. Credit unions can offer greater convenience for members to access their accounts just as if they were at their own credit union.

Members can enter any shared service center and make deposits and withdrawals, cash checks, make loan payments, and transfer funds between accounts. Members may also purchase Money Orders, Traveler’s Checks, Official Checks and obtain cash advances and balance inquiries. These shared service centers are located across the USA, as well as Germany, Italy, Japan, Korea, and Puerto Rico.

Basic Overdraft Protection

Protect yourself from the embarrassment and expense of bounced checks with our Basic Overdraft Protection, available for both FREE Checking and Preferred Checking. You can arrange to have funds automatically transferred from your savings account, or from a personal line of credit (credit approval required) to cover overdrafts.

Courtesy Pay

WCU is here to help by providing a reserve for emergencies or unexpected situations. Courtesy Pay is a service that can automatically help protect you against having your checks or ACH withdrawals returned in the event of an inadvertent overdraft of your checking account.

There is a higher fee associated with Courtesy Pay than with an automatic transfer or personal line of credit use, however, you are only charged if you overdraw your account. Your account must be returned to a positive balance within 30 days. We pay overdrafts at our discretion, which means that we do not guarantee that we will always authorize and pay any type of overdraft transaction. We do not authorize and pay overdrafts for ATM and everyday Debit Card transactions unless you “Opt In” to receive this protection. If we do not authorize and pay an overdraft your transaction will be declined.

Direct Deposit/Payroll Deduction

You’ll enjoy the benefits of Payroll Deduction and/or Direct Deposit of regularly recurring payments. Talk to your payroll department or call us.

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