You Choose:
Free Checking or Preferred Checking with Interest

Manage Your Account and Payments Anytime from Any Place
Your Worcester CU Checking Account Switch Kit Makes it Fast & Easy to Set Up Your Account

FREE Checkingwith our FREE Checking Account you get:

  • No monthly service charges
  • No per-check fees
  • No minimum balance requirements
  • Free Mobile Check Deposit with Mobile Banking
  • Free Worcester CU Debit MasterCard with the added security of chip technology
  • Free Online Banking with Unlimited FREE withdrawals, Unlimited transfers and Unlimited balance inquiries
  • Free Telephone Teller
  • Free Bill Pay

 


Preferred Checkingmaintain a balance of $500 or more to:

  • Earn interest on your account
  • Avoid monthly service charge of $5 with minimum balance of $500
  • No per-check fees
  • Free Mobile Check Deposit with Mobile Banking
  • Free Worcester CU Debit MasterCard with the added security of chip technology
  • Free Online Banking with Unlimited FREE withdrawals, Unlimited transfers and Unlimited balance inquiries
  • Free Telephone Teller
  • Free Bill Pay

 


Important Links to Set Up Your Checking Account:

Your Worcester CU Checking Account Switch Kit Makes it Fast & Easy to Set Up Your Account

Sign up for Online Banking

  • Transfer funds between accounts
  • View updated balances and transactions
  • Sign up for Free Bill Pay to simplify making monthly payments
  • View copies of checks

BUTTON-AppStore236x96 BUTTON-GooglePlay236x96MOBILE CHECK DEPOSIT – Download the WCU iMobile Banking Apps for iPhone, iPad and Android

  • View account balances
  • Transfer funds
  • Schedule bill payments
  • Mobile Check Deposit – easily deposit funds to your WCU Checking Account, Savings Account and Money Market Account (WCU members in good standing can scan or take a digital photo of the front and back of an eligible check to make a deposit.)

If you already use Online Banking click here to login, then go to account services, mobile access, agree to the terms and conditions, and download our iMobile Banking App. Click here to sign up for Online Banking and start using our iMobile app with Mobile Check Deposit today.

 


Find ATMs Nationwide – ATM Locator Search Tool

11205-Worcester CU 4222 EMV MC Debit Card-Proof

Access Surcharge Free ATMs Nationwide with Worcester CU Debit MasterCard

Get more information on the added member value of a Worcester CU Debit MasterCard and request yours today. Protect your debit card with MasterCard SecureCode to prevent unauthorized use when you shop online at participating retailers. Click here for free registration.

homepage-co-op-shared-branchUse over 5,000 CO-OP Credit Union Branches Nationwide Surcharge Free

Shared branches let you bank near where you live, work and travel by using other Credit Union branches that also serve members of credit unions in the Shared Branch network. To find a branch near you:

  • Use the online branch locator, https://co-opcreditunions.org/locator/
  • Call 1-888-SITE-CO-OP (888-748-3266) to find a location by telephone
  • Worcester CU members can call 888-837-6500 for live personal assistance
  • Download Shared Branch Location Finder APPs for iPhone or Android
  • Make deposits, cash checks, make loan payments, transfer funds between accounts, get cash advances and complete many other basic transactions at a CO-OP Credit Union Shared Branch.

homepage-sum-network


– SUM ATM Network

homepage-money-pass– MoneyPass ATM Network

Access ATM Networks Worldwide

  • Get fast cash at NYCE®, at a MasterCard® ATM Network accepting the MasterCard, and Cirrus® brand locations across the country and around the world.

 


Telephone Teller – 1-888-621-2295

  • Manage your accounts 24/7 by phone at 1-888-621-2295
  • Check account balances
  • Transfer funds
  • Review deposit and loan rates
  • Contact your branch to enroll

Sign up for FREE paperless statements through Online Banking

  • Access statements any time with internet access from your computer, iPhone, iPad or Android phone
  • Safe, fast and easy – simplify record-keeping

 


 

Protect against Overdrafts and Late Payments

– Basic Overdraft Protection

  • Available for both FREE Checking and Preferred Checking
  • Funds are automatically transferred for only $3 per transfer
  • Transfer funds from your savings account, or
  • Establish a personal line of credit to cover overdrafts (credit approval required)

– Courtesy Pay

  • If you opt in to Courtesy Pay Worcester CU will cover your overdraft (some limits apply) for a $30 fee per overdraft — $120 maximum per day
  • Your account must be returned to a positive balance within 30 days

– Direct Deposit

  • Direct Deposit of recurring payments such as payroll checks or benefits (Social Security, etc.) ensure access to your money even when you are traveling or otherwise unavailable to make timely deposits
  • Talk to your payroll department or call us for help setting up a direct deposit

 


 

Conveniently order customized checks anytime, securely from Deluxe. Visit the Deluxe website and get started now.Learn More

See our Schedule of Service Charges and Fees for personal accounts for detailed information.