Service Charges – PERSONAL Accounts

Savings
Minimum Balance $5.00
Service Charge None
Holiday and Vacation Club Accounts
Minimum Balance None
Service Charge None
Basic Checking
Minimum Balance None
Service Charge None
Preferred Checking
Minimum Balance $500.00
Service Charge if minimum balance is not maintained $5.00
Money Market
Minimum Balance $2,000.00
Service Charge if minimum balance is not maintained $5.00
Excessive Withdrawal (More than 3 per month) $5.00
IRA Savings
Minimum Balance None
Service Charge None
Certificates of Deposit
Early Withdrawal Penalty
6 month, 12 month 31 days dividend
24 month, 36 month 90 days dividend

Fee Schedule

Account Research (per hour) $15.00
ACH Return $30.00
ATM/Debit Card Replacement $10.00
ATM Withdrawals after four (4) free $1.00
    Home Banking members have unlimited free ATM withdrawals
Cashier’s Check $2.00
Copy of Statement $3.00
Courtesy Pay $30.00
Deposited Item Return $5.00
Dormant Account Fee – monthly if no activity for 12 months $5.00
Escheat Fee $50.00
Money Order $1.00
Overdraft Transfer Fee $3.00
Overdraft / NSF $30.00
Stop Payment $25.00
Wire Transfer – Domestic $15.00