Deposit & Checking Accounts
(minimum $5 to open an account)
(Effective: Sat. December 16, 2017)
Type APY** Interest Rate*
Savings 0.10% 0.10%
Club Accounts 0.10% 0.10%
Basic Checking 0.00%  
Preferred Checking
(Minimum balance of $500 required.)
0.10% 0.10%
Money Market
(minimum $1 to open an account, minimum $2,000 to avoid a fee)
(Effective: Sat. December 16, 2017)
Type APY** Interest Rate*
Money Market ($.01-$19,999.99) 0.25% 0.25%
Money Market ($20,000-$49,999.99) 0.35% 0.35%
Money Market ($50,000-$99,999.99) 0.50% 0.50%
Money Market (Over $100,000) 0.50% 0.50%
Certificate of Deposit*
(Effective: Sat. December 16, 2017)
Type APY** Interest Rate*
6 Month CD – SPECIAL RATE
1.00% 1.00%
12 Month CD 1.25% 1.25%
24 Month CD 1.35% 1.35%
36 Month CD 2.00% 2.00%
*Minimum-$500*Early withdrawal penalty
IRA Certificate of Deposit*
(Effective: Sat. December 16, 2017)
Type APY** Interest Rate*
12 Month IRA 1.25% 1.25%
24 Month IRA 1.35% 1.35%
36 Month IRA 2.00% 2.00%
*Minimum-$500*Early withdrawal penalty
IRA Accounts
(Effective: Sat. December 16, 2017)
Type APY** Interest Rate*
IRA Savings 0.10% 0.10%

*Deposit interest rates may be subject to change without notice and may change after account opening. Fees could reduce earnings on account.
** Annual Percentage Yield – for Deposit Accounts
*** Annual Percentage Rate – for Loan Accounts