Consumer Loan Rates(1)
(Effective: Mon. August 21, 2017)
Type Term As low As
APR(2)
Monthly Payments
per $1000 borrowed
MasterCard Platinum Credit Card
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N/A 9.50%(3)
Personal LIFEstyle Loans
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(Rates shown are “as low as” based on credit score.)
1-6 years 8.75%
1 year $87.34

Secured by Savings
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(Rates shown are “as low as” based on credit score.)
CD Secured Loans – 3% above interest rate paid on certificate of deposit.
1-6 years 3.10%
1 year $84.74

Personal LOC
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N/A 14.00%
New Vehicle Loans
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(Rates shown are “as low as” based on credit score.)
3 years 1.74% $28.53
4 years 1.74% $21.58
5 years 1.74% $17.41
6 years 2.74% $15.08
7 years 2.74% $13.10
Used Vehicle Loans
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(Rates shown are “as low as” based on credit score.)
3 years 1.74% $28.53
4 years 1.74% $21.58
5 years 1.74% $17.41
6 years 2.74% $15.08
New & Used
Motorcycle Loans
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(Rates shown are “as low as” based on credit score.)
3 years 3.75% $29.41
4 years 3.75% $22.47
5 years 3.75% $18.30
New & Used
Boats & Recreational
Vehicle Loans
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(Rates shown are “as low as” based on credit score.)
5 years 6.00% $19.33
6 years 6.00% $16.57
7 years 6.00% $14.61
10-15 years 7.25%
1 year $86.64
New (only)
  Small Recreational
  Vehicle Loans
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(Rates shown are “as low as” based on credit score.) ( Rate shown is 2.00% below Personal Unsecured Loan Rate)
1-5 years 6.75%
1 year $86.41


(1) All Consumer Loan Rates, terms and conditions are subject to change without notice. Rates shown are “as low as” based on credit score. Rates and approval depend on credit worthiness and other qualifications.

(2) APR = Annual Percentage Rate – for Loan Accounts

(3) There is a Six month 0% APR balance transfer offer for new cardholders only. After six months, 0% APR balance transfer rate converts to, current as low as. Current WCU MasterCards not eligible for 0% balance transfer rate. WCU reserves the right to discontinue this promotion at any time without notice.  Rates are variable, tied to Prime Rate, and can change monthly.  Other restrictions may apply.