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Mortgage Loan Rates
July 6th, 2010

Rates effective as of date above - all rates subject to change at any time
APR may increase after consummation

Fixed Rate Mortgages

Term
Rate (as low as)
Points
APR
Monthly Payment
per $1,000
15 years
4.250%
0
4.369%
$7.52
15 years
4.125%
1
4.390%
$7.46
15 years
4.000%
2
4.410%
$7.40
30 years
4.750%
0
4.819%
$5.22
30 years
4.625%
1
4.779%
$5.14
30 years
4.500%
2
4.737%
$5.07

 

Adjustable Rate Mortgages

Term
Rate (as low as)
Points
APR
Monthly Payment
per $1,000
3 / 1
4.750%
0
3.499%
$5.22
5 / 1
5.000%
0
3.695%
$5.37

 

Home Equity Fixed Rate

Term
Rate (as low as)
Points
APR
Monthly Payment
per $1,000
5 years
4.00%
N/A
4.00%
$18.42
10 years
5.00%
N/A
5.00%
$10.61
15 years
6.75%
N/A
6.75%
$8.85
20 years
7.00%
N/A
7.00%
$7.75

Home Equity Line of Credit (HELOC)

Term
Rate (as low as)
Points
20 years*
1/4% below Prime
N/A
current rate
New floor 4.00%
 

*10 year draw period, 10 year repayment period
Prime rate as published in the Wall Street Journal on the 15th of every month
APR calculated and disclosed at time of completed application

 

*Jumbo loans (over $417,000) add .25% if 80% LTV or lower - add .50% over 80% LTV
**For ARM's - subtract .25% for each point paid up to 2 points
***All rates subject to loan approval

 

 
 
 
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Saturday, July 31, 2010