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Personal Account Rates

1. Deposit Accounts
(Effective: Friday, May 24, 2013)
Type
 		APY**
 		Interest Rate*
Savings
0.10%
 		0.10%
Club Accounts
0.10%
 		0.10%
Basic Checking
0.00%
Preferred Checking
(Minimum balance of $500 required.)
0.10%
 		0.10%


2. Money Market
(Effective: Friday, May 24, 2013)
Type
 		APY**
 		Interest Rate*
Money Market ($.01-$19,999.99)
0.20%
 		0.20%
Money Market ($20,000-$49,999.99)
0.30%
 		0.30%
Money Market ($50,000-$99,999.99)
0.40%
 		0.40%
Money Market (Over $100,000)
0.50%
 		0.50%


3. Certificate of Deposit*
(Effective: Friday, May 24, 2013)
Type
 		APY**
 		Interest Rate*
6 Month CD
0.30%
 		0.30%
12 Month CD
0.50%
 		0.50%
24 Month CD
0.75%
 		0.75%
36 Month CD
1.00%
 		1.00%
*Minimum-$500
*Early withdrawal penalty


4. IRA Accounts
(Effective: Friday, May 24, 2013)
Type
 		APY**
 		Interest Rate*
IRA Savings
0.10%
 		0.10%


5. IRA Certificate of Deposit*
(Effective: Friday, May 24, 2013)
Type
 		APY**
 		Interest Rate*
12 Month IRA
0.50%
 		0.50%
24 Month IRA
0.75%
 		0.75%
36 Month IRA
1.10%
 		1.00%
*Minimum-$500
*Early withdrawal penalty


*Deposit interest rates may be subject to change without notice and may change after account opening. Fees could reduce earnings on account.

** Annual Percentage Yield – for Deposit Accounts

*** Annual Percentage Rate – for Loan Accounts

 
 
SUM MoneyPass Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - NCUA National Credit Union Administration, a U.S. Government Agency MSIC fully insures balances above the federal deposit insurance provided by the National Credit Union Administration (NCUA), which are balances in excess of $250,000.
© 2013 Worcester Credit Union
In Worcester, MA, it is:
Friday, May 24, 2013